Disclaimer and terms of use

It can feel counterintuitive, but even the best advice needs a clear context. The information and tools found on pelunariq.sbs are here to guide, not to dictate your financial journey. Please read this disclaimer to understand how our content should be used.

Important Warning

Financial content is for informational purposes only.

Decisions based on this information should be made with care and, when needed, with the help of a qualified advisor.

General Notice

The purpose of pelunariq.sbs is to offer accessible resources and insights on building a financial safety net in Malaysia. Our tools and content are designed to support you in making your own choices, not to replace professional advice. We value your trust and are committed to transparency and fairness in all communications.

Limitations of Liability

While we strive to provide valuable information, we must set clear boundaries on our liability.

  • — We are not liable for any loss or damage resulting from reliance on the information found on this website.
  • — Technical issues, such as site outages or data errors, may occur. We cannot guarantee uninterrupted or error-free access to the site.
  • — External links are provided for reference only; we do not accept responsibility for their content or availability.
  • — Our team will not be held responsible for any indirect or consequential damages arising from your use of this site.

Accuracy of Information

We aim to ensure the information on pelunariq.sbs is reliable and up to date. However, financial practices, regulations, and market conditions change, and some content may not reflect the latest developments. Always check with relevant sources or professionals before making important decisions. While we review our material regularly, we cannot promise absolute accuracy at all times.

The content on this site is provided for informational purposes and may not always be fully current or complete.

Professional Advice

Nothing on pelunariq.sbs should be interpreted as a substitute for advice from licensed professionals. For financial, legal, or health decisions, always consult qualified experts who understand your specific circumstances.

External Links

Our website may include links to other websites for your convenience. We do not control the content or privacy practices of these external sites and cannot be responsible for their content or security. Use of external resources is at your own discretion.

Results May Vary

Results from using our tools or following our guidance may differ based on your situation. We cannot predict individual outcomes, and past performance does not guarantee future results.

Individual Results Will Differ

Your experience with our system may be different from others. Each person’s financial situation is unique, so outcomes will naturally vary.

Financial Content Disclaimer

Financial decisions are personal and complex. The resources provided on this site are designed to support your thinking but are not tailored advice. We encourage you to seek personalized guidance before making significant choices.

  • — All financial information on pelunariq.sbs is intended for general informational purposes and does not constitute personalized financial advice.
  • — We do not recommend or endorse any specific financial products, institutions, or services. Your decisions should be based on your unique situation and goals.
  • — You should consult with a qualified financial advisor or relevant expert before acting on any information provided on this site.

Jurisdiction and Applicable Law

Your use of this site and any claims related to it are governed by local law.

pelunariq.sbs operates under Malaysian jurisdiction. Any legal matters or disputes will be resolved using the applicable laws of Malaysia.

This disclaimer is governed by and interpreted in accordance with the laws of Malaysia. Any disputes arising will be handled under Malaysian legal standards.

We follow Malaysian data protection laws and relevant financial guidelines to protect your interests and privacy.

Indemnification

By using this website, you agree to indemnify and hold pelunariq.sbs and its team harmless from any losses, liabilities, or expenses resulting from your use of the information provided here.

Severability

If any part of this disclaimer is found to be invalid or unenforceable, the remaining provisions will continue to apply.

Modifications

We may update this disclaimer as our site evolves or laws change. Continued use of pelunariq.sbs after modifications means you accept the revised terms. Please review this page periodically for updates.

Effective Date: Effective as of July 10, 2026 for all users in Malaysia.

Last Updated: July 10, 2026